Senior Data Scientist [Credit Risk]

We’re partnering with an innovative fintech. As the business continues to scale, they’re looking for a Senior Data Scientist to lead the development of credit risk models that will power real-world lending decisions. This is a hands‑on, individual contributor role with significant ownership and the opportunity to shape the company’s risk modelling capability from the ground up.

What You’ll Be Doing

• Develop and own end-to-end credit risk models, including Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), and Expected Credit Loss (ECL).
• Design, train, validate, and deploy production‑grade machine learning and statistical models.
• Build robust credit scorecards using techniques such as WOE/IV, calibration, monotonic binning, and reason codes.
• Engineer high-quality features from lending, transactional, bureau, and financial data.
• Monitor model performance, stability, and drift while contin...