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Job Details About the Role: Join a highly successful, progressive, and fast-growing ASX-listed financial services group headquartered in Melbourne as their new Senior Credit Risk & Modelling Analyst. This is a highly technical, strategic position within the Group Risk & Compliance team. This is not a credit assessment or application processing role. Key Responsibilities: End-to-end building, optimization, and validation of Application and Credit Scorecards; Design and maintain robust models focusing on core credit risk parameters: PD, EAD, and LGD; Conduct continuous, incisive analysis of loan portfolio performance, evaluating macro/microeconomic indicators and borrower behavior to set risk appetite; Calculate and report Expected Credit Loss (ECL) to project 12-month portfolio loss horizons and ensure accurate forecasting; Recommend and influence changes to product lending policies, net margin pricing, and risk-mitigation strategies; Work closely with cross-functi...