Found Description
1. Card Processing Architecture & Lifecycle Design
- Design the end-to-end transaction lifecycle, including authorization, hold/freeze, clearing, refund, and chargeback/dispute processes.
- Define transaction state machines and accounting ledger rules to ensure strict financial ledger consistency.
- Plan multi-tier account structures (e.g., master accounts, sub-accounts, authorization vs. settlement balances).
- Support transaction specifications across multiple card networks (Visa, Mastercard, UnionPay, etc.).
2. Multi-BIN Sponsor Integration & Management
- Lead product and technical integrations with various BIN Sponsors and Issuer Banks.
- Establish a unified BIN integration framework, abstracting differentiated parameters (transaction limits, risk control, KYC, settlement cycles, etc.).
- Maintain compliance, clearing, and settlement requirements across multiple sponsors, ensur...