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RoleBusiness AnalystLocationMonterrey, Guadalajara, Queretaro and Mexico cityJob DescriptionLooking for an experienced Business Analyst who understands ISO **** message flows for card authorization, clearing, and settlement.Coordinate with LATAM vendors and clients in Spanish and English and support clearing and settlement reconciliation and exception handling.Must Have SkillsBanking, Cards & Payments domain experienceISO **** (core protocol for building and parsing financial transaction messages between payment systems)Payments clearing & settlement (end‐to‐end fund movement, reconciliation accuracy)Message switching & transaction flow (designing routing logic for authorization requests)Languages: Spanish (Advanced), English (Intermediate) (Spanish‐speaking candidates considered)Nice to Have SkillsCard scheme certification (Visa, Mastercard, etc.)Store & forward capabilities (offline transaction queuing)EEO StatementIgualdad de Empleo y Política de Acción Afirmativa: Cognizant es u...