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Lead Credit Risk Analyst for Personal Loans

Qfin

toronto, on, Canada Full-time July 13, 2026

Found Description

Take charge as a Senior Credit Risk Analyst, specializing in personal loans within a dynamic fintech setting. Enhance credit policies, manage fraud analysis, and develop innovative risk strategies.

We are seeking a Senior Credit Risk Analyst with 5-7 years of hands-on experience in consumer finance or retail lending. This critical role requires proficiency in SQL and Excel, alongside knowledge of risk metrics like PD and LGD. You will be responsible for developing credit strategies, optimizing underwriting rules, and conducting in-depth risk assessments to drive decision-making.

Key Responsibilities:
• Develop and optimize credit policies and pricing for personal loans
• Conduct analysis on application fraud and early delinquency signals
• Review complex manual underwriting cases
• Perform vintage analysis and cohort forecasting for credit losses
• Build automated dashboards for risk reporting

Requirements:
• 5-...

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