Java Developer - Financial Credit Risk Control

We are seeking a senior Java Engineer to join the financial credit risk control program delivering high-performance components that support credit decisioning, fraud detection, and analytics across the lending lifecycle. The role centers on building resilient microservices and well-documented APIs that sustain pre- and post-loan workflows within a regulated fast-moving environment.

Key Responsibilities

• Design and implement Java-based risk modules covering application screening, fraud prevention, and loan monitoring.
• Build high‑availability API ecosystems capable of handling peak demand with sub‑second latency for pre‑loan processes and reliable performance post‑loan.
• Leverage modern Java frameworks (Spring Boot, Spring Cloud, Alibaba Cloud stack, Nacos, Apollo, Seata) to ensure microservice resilience, data integrity, and idempotent processing to mitigate duplicate lending.

Qualifications

• Bachelor’s degree in Comp...