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Director, International Provisions

Scotiabank

Toronto, Ontario, Canada Full-time July 16, 2026

Found Description

Is this role right for you?

In this role, you will:
  • Lead the monthly and quarterly determination of Provision for Credit Losses (PCL) for international portfolios, including analysis of allowance adequacy and identification of any required management overlay adjustments.

  • Prepare senior executive presentations and commentary for the Senior Credit Committee and other executive, regulatory, and investor reporting forums, with clear analysis of provisioning trends, key drivers, and variances against prior quarters, plan, and forecast.

  • Lead forecasting and annual provision planning activities to establish targets for key risk metrics, including PCL and net write-offs.

  • Build and maintain strong relationships with partners across Modelling, Risk Product teams, Collections, Finance, Audit, and other key stakeholder groups to support a comprehensive view of portfolio performance and emerging credit risk trends.

  • Ensure provisioning pr...
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