Found Description
Role Overview
As a Senior Credit Risk Modeling – Data Science, you will be an individual contributor responsible for developing, validating, and maintaining predictive credit risk models for our unsecured personal lending products. You will work closely with data science, risk, and business teams to optimize risk strategies and enhance the overall credit decisioning framework.
Key Responsibilities
- Lead the development of credit risk predictive models (e.g., PD, LGD, EAD, propensity to default, credit scoring models) for lending business.
- Conduct in-depth data analysis and feature engineering using internal and external data sources to improve model performance.
- Validate, back-test, and monitor existing credit risk models to ensure predictive accuracy and regulatory compliance.
- Partner with business and operations teams to integrate model outputs into lending strategies and decisioning processes.