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About Novicap
Novicap is an end‑to‑end working capital solutions provider focused on enabling CFOs and finance teams of SMEs to pay their suppliers and collect from their customers. This includes short‑term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for a Data Scientist who wants to join our team.
What will you do?
- Monitor and maintain target credit and fraud levels across all products.
- Continuously improve approval rates while staying within defined risk appetite.
- Increase automation across products, both in decision‑making and process execution.
- Introduce and leverage alternative data sources to enable more innovative, customer‑centric, and high‑performing products.
Who will you be working with?
You will report directly to the Head of Data and work closely with the rest of the Engineering team in...