Found Description
Overview
Develop and enhance the Company's risk management system, ensuring standardized and systematic processes. Implement and monitor risk management, including formulating risk control processes, communication, and early warning mechanisms.
Responsibilities
- Conduct customer credit evaluations, recommend credit ratings, terms, limits, and mitigation measures for approval by Senior Management.
- Manage customer credit limits and insurance, gather market information, deactivate high-risk customers, and optimize credit insurance coverage.
- Monitor customer credit status, report abnormalities, overdue balances, credit insurance, and market developments to Senior Management.
- Propose credit risk mitigation measures for transactions exceeding risk appetite, ensuring all credit exposures are within approved risk frameworks.
- Liaise with departments to evaluate customer guarantees and monitor them, including financin...