Found Description
Responsibilities
- Direct and reinforce the organization's overarching credit risk management division. This includes evaluating and updating underwriting standards, lending criteria, credit policies, and risk-scoring models.
- Continuously track the health of the lending portfolio, keeping a close eye on non-performing loans (NPLs), approval quality, delinquency patterns, and the success rate of recovery efforts.
- Partner with the executive team to maintain a healthy equilibrium between expanding the business, maximizing profit, and mitigating risk.
- Offer data-backed recommendations to enhance the durability of the loan portfolio, focusing on smarter customer segmentation, risk-adjusted pricing, and elevated approval standards.
- Manage, mentor, and foster the professional growth of internal personnel working across risk analysis, data analytics, credit underwriting, and portfolio tracking.
- Spot operational bottlenecks o...