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Credit Officer

BDO Unibank

davao city, davao region, Philippines Full-time July 13, 2026

Found Description

Select how often (in days) to receive an alert:

This position helps minimize the Bank’s credit risk and contributes to cards issuing business profitability through:

Applying underwriting fundamentals and existing credit policy and guidelines to evaluate applicants risk and acceptability of credit card and personal loan applications

Achieving established individual objectives and targets; consequently, contributing to the Team’s overall objectives and targets.

Duties and Responsibilities

A. Credit Evaluation/Decision and Quality

1. Ensures that the following stages were performed:

Pre‑screening e.g. address is within the BDO trading area, age requirement etc.

Negative and Positive File Checking (BAP/NFIS/NLDS/PEP/Fraud/Credit Bureau/ATA file).

Phone verification or confirmation call out/ credit investigation (as needed).

Signature verification (if applicable)ADB computation (if applicable).

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