Credit Data Analyst (España)

Within the credit department, the candidate will be responsible for monitoring the credit life-cycle of loans generated under the assigned portfolio, aiming to optimize credit origination strategies by maximizing approval rates while reaching cost of risk goals. This strategic position allows the candidate to bring value to the company through data analysis and business comprehension.

Main functions and tasks

• Data Collection: through the DWH, the candidate will collect, join and aggregate relevant data about the organization's loan portfolio, including information about borrowers, loan terms, and credit risk levels to perform the risk analysis. A proactive approach for data analysis is expected to bring new insights through data analytics, including mining, generation, and visualization.
• Risk Analysis: the candidate will analyze data collected to assess level of credit risk in the organization's loan portfolio assigned. This may involve the use of st...