P

Credit Analyst

Payreto

Makati, Metro Manila, Philippines Full-time June 20, 2026

Found Description

Position Overview The Credit Analyst is responsible for conducting robust financial risk assessments and managing debt settlement operations to achieve minimized default rates and sustainable loan refinancing outcomes by delivering empathetic customer guidance and data-driven credit insights.


Operating with a senior level of execution, this role ensures all loan evaluations and settlement structures align perfectly with the company's risk appetite and regulatory frameworks.


WHAT WILL YOU DO? 1.


Credit Assessment & Risk Management Evaluate borrower creditworthiness by performing deep-dive analyses on credit bureau reports, bank statements, and KYC documentation.


Conduct detailed financial analysis and risk profiling for loan applications to determine capacity and alignment with internal credit policies.


Formulate independent, well-reasoned credit decisions within approved authority thresholds to balance business growth with portfo...

Ready to Apply?

Submit your application for Credit Analyst at Payreto

Apply Now