Consumer Lending Underwriter

Consumer Lending Underwriter

The Consumer Lending Underwriter is responsible for evaluating, reviewing, and underwriting loan applications from multiple consumer channels including centralized direct applications and indirect dealership sources. This position ensures the safety and soundness of the Credit Union’s assets through accurate credit risk assessment, collateral evaluation, and adherence to underwriting guidelines and regulatory requirements. The underwriter will maintain strong working relationships with internal staff and external partners such as dealership personnel, while delivering efficient and professional service.

Essential Functions and Basic Duties

1. Assumes responsibility for Underwriting and Loan Evaluation
   • Review and evaluate loan applications, credit reports, collateral values, income documentation, and other relevant financial information to assess risk.
   • Approve, deny, counter or suspend loans within desi...